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Remember that health care expenses you claim through the MOCafe program can be for you, your spouse, or any tax dependents, even if these individuals are not on the State's health insurance program.
The State of Missouri offers four pre-tax programs that you can use to save money.
The Premium Conversion Program allows you to have certain state-sponsored insurance premiums deducted before taxes are assessed.
The Health Care Flexible Spending Account is a State sponsored benefit program that allows you to use pre-tax money to pay for certain medical expenses. Enrolling in the FSA can lead to savings of up to 40% on each dollar that is set aside.
The Dependent Care Flexible Spending Account (Dependent Care FSA) allows you to save on child or elder care expenses (e.g. babysitting, daycare, in-home care for an older dependent incapable of self-care).
The Commuter Benefits Program allows you to use pre-tax dollars to pay for Parking or Mass Transit/Van Pool expenses you incur while traveling to and from your main place of employment.
If you have questions about how the program works, please check out the quick links below for the most commonly requested information.